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Rural
Development Schemes
SWARNJAYANTI GRAM SWAROZGAR
YOJANA :-
The objective of the Swarnjayanti Gram Swarozgar Yojana (SGSY) is to
bring the assisted poor families (Swarozgaries) above the Poverty Line by ensuring
appreciable sustained level of income over a period of time. This objective is to be
achieved by inter alia organising the rural poor into Self Help Groups(SHGs) through the
process of social mobilization, their training and capacity building and provision of
income generating assets. The SHG approach helps the poor to build their self-confidence
through community action. Interactions in group meetings and collective decision making
enables them in identification and prioritization of their needs and resources. This
process would ultimately lead to the strengthening and socio-economic empowerment of the
rural poor as well as improve their collective bargaining power.
The poverty line varies from State to State. As per the latest
(1999-2000) estimates of the Planning Commission, the poverty line in terms of per capita
consumption expenditure per month in the rural areas varies from Rs.262.94 in Andhra
Pradesh to Rs.367.45 in Himachal Pradesh.
SGSY lays stress on the cluster approach. What this means is that
instead of funding diverse activities, each block should concentrate on a few select
activities (key activities) and attend to all aspects of these activities, so that the
Swarozgaris can draw sustainable incomes from their investments. These key activities
should preferably be taken up in clusters so that the backward and forward linkages can be
effectively established. This would facilitate not only monitoring but more importantly
provision of various services required by the Swarozgaris.
2) Sampoorna Grameen Rozgar Yojana (SGRY)
The programme will be implemented as a centrally sponsored scheme on cost sharing basis
between the Centre and the States in the ratio of 75:25 of the cash component of the
Programme. In the case of UTs the Centre would provide entire (100%) funds under the
Scheme. Foodgrains will be provided to the States/UTs free of cost.The SGRY will be open
to all rural poor who are in need of wage employment and desire to do manual and unskilled
work in and around his village/habitat. The Programme is self-targeting in nature.While
providing wage employment, preference shall be given to agricultural wage earners,
non-agricultural unskilled wage earners, marginal farmers, the persons affected due to
calamities, women, members of Scheduled Castes/Scheduled Tribes and parents of child
labour withdrawn from hazardous occupations, parents of handicapped children or adult
children of handicapped parents who are desirous of working for wage employment.
3) Rural Housing Scheme
Housing is one of the basic requirements for human survival. For a
normal citizen owning a house provides significant economic and social security and status
in society. For a shelterless person, a house brings about a profound social change in his
existence, endowing him with an identity, thus integrating him with his immediate social
milieu. A housing programme for the rehabilitation of refugees was taken up immediately
after partition by the Ministry of Refugee Rehabilitation and this lasted till around
1960. Approximately 5 lakh families were housed in various centres mainly located in
Northern lndia. A Village Housing Scheme was also launched as part of the Community
Development Movement in 1957, in which loans to individuals and cooperatives were provided
up to a maximum of Rs. 5000/- per house. However only 67000 houses were built under this
scheme by the end of the Fifth Plan (1980). In 1972-73, the Estimate Committee of the Lok
Sabha in its 37th Report pointed out that the Committee is distressed to note
that although 83% of India's population lives in villages and about 73% of the rural
population reside in unsatisfactory kutcha structures, the problem of rural housing has
not received the close attention of the Government. Following this, certain
initiatives were undertaken by Government including the launching of the House Sites cum
Construction Assistance Scheme which began as a Central Scheme in the 4th Plan and was
transferred to the State Sector with effect from 1.04.1974 on the recommendation of the
National Development Council (NDC).
The genesis of the Indira Awaas Yojana (IAY) can be traced to the
programmes of rural employment, which began in the early 1980s. Construction of houses was
one of the major activities under the National Rural Employment Programme (NREP), which
began in 1980, and the Rural Landless Employment Guarantee Programme (RLEGP), which began
in 1983. There was, however, no uniform policy for rural housing in the states. For
instance some states permitted only part of the construction cost to be borne from NREP/
RLEGP funds and the balance was to be met by beneficiaries from their savings or loans
obtained by them. On the other hand, others permitted the entire expenditure to be borne
from NREP/ RLEGP funds. Further, while some states allowed construction of only new
dwellings, others permitted renovation of existing houses of beneficiaries. As per
announcement made by the Government of India in June 1985, a part of the RLEGP fund was
earmarked for the construction of houses for SCs/STs and freed bonded labourers. As a
result, Indira Awaas Yojana (lAY) was launched during 1985-86 as a sub-scheme of RLEGP.
IAY thereafter continued as a sub-scheme of Jawahar Rozgar Yojana (JRY) since its
launching in April, 1989. 6% of the total JRY funds were allocated for implementation of
lAY. From the year 1993-94, the scope of lAY was extended to cover below the poverty line
Non Scheduled Castes/ Scheduled Tribes families in the rural areas. Simultaneously, the
allocation of funds for implementing the scheme was raised from 6% to 10% of the total
resources available under JRY at the national level, subject to the condition that the
benefits to Non-Scheduled Castes/ Scheduled Tribes poor should not exceed 4% of the total
JRY allocation. IAY was de-linked from JRY and made an independent scheme with effect from
1st January 1996.
4) NFFWP
5) Hariyali Yojana
6) RSVY Scheme
7) CMGSY Scheme
8) PMGSY Scheme
Rural Road Connectivity is not only a key component of Rural
Development by promoting access to economic and social services and thereby generating
increased agricultural incomes and productive employment opportunities in India, it is
also as a result, a key ingredient in ensuring sustainable poverty reduction.
Notwithstanding the efforts made, over the years, at the State and Central levels, through
different Programmes, about 40% of the Habitations in the country are still not connected
by All-weather roads. It is well known that even where connectivity has been provided, the
roads constructed are of such quality (due to poor construction or maintenance) that they
cannot always be categorised as All-weather roads.
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